Due Diligence Essentials: Protecting Your Real Estate Transaction
Master the essential due diligence steps for Philippine real estate transactions. Learn title verification, encumbrance checks, tax clearance, zoning compliance, survey verification, and seller authority. with practical checklists and real-world scenarios.
6 lessons · 43 min total reading · Free
What You'll Learn
- Verify title authenticity through the Registry of Deeds and identify red flags
- Check for encumbrances including mortgages, adverse claims, and lis pendens
- Confirm real property tax payment status and identify assessment discrepancies
- Verify zoning classification and understand land reclassification requirements
- Commission and interpret a relocation survey to confirm property boundaries
- Verify seller identity and authority including SPAs, corporate sales, and estate properties
Lessons
- 18 min
Title Verification: Authenticating the Torrens Title
Learn how to verify the authenticity of a Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT). Understand the Torrens system, how to check with the Registry of Deeds, and red flags to watch for.
- 27 min
Encumbrance Check: Liens, Mortgages, and Adverse Claims
Learn how to check for encumbrances annotated on a title. Understand the different types of liens, mortgages, adverse claims, lis pendens, and their impact on property transactions.
- 37 min
Tax and Payment Verification
Learn how to verify real property tax payments, check for delinquencies, and confirm tax declaration details. Understand the importance of tax clearance in property transactions.
- 47 min
Zoning and Land Use Compliance
Learn how to verify zoning classification, check land use compliance, and understand the process for reclassification. Essential due diligence for property development and investment.
- 57 min
Technical Description and Survey Verification
Learn how to verify a property's technical description, conduct a relocation survey, and confirm boundaries. Understand the role of geodetic engineers and DENR in land surveys.
- 67 min
Seller Identity and Authority Verification
Learn how to verify the seller's identity, check for proper authority to sell, and handle special situations like SPAs, corporate sales, estate properties, and co-ownership.