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ToolsZonal ValuesCamarines SurCity of NagaSanta Cruz

BIR Zonal Values in Santa Cruz

City of Naga, Camarines Sur · RDO 065 (Naga City, Camarines Sur)

Effective: Feb. 14, 2020

Santa Cruz Zonal Value Summary (2026)

Santa Cruz is a barangay in City of Naga, Camarines Sur with 33 street-level zonal value classifications published by the Bureau of Internal Revenue (BIR). The barangay-level residential zonal value is ₱6,342 per square meter. Street-level residential values range from ₱4,000 to ₱8,500 per square meter, with a median of ₱7,000/sqm. The highest-valued residential street is DIMASALANG ST at ₱8,500/sqm. Commercial zonal values reach up to ₱50,000/sqm. The majority of classified streets (57.6%) carry residential zoning. These values are used by the BIR as the minimum basis for computing capital gains tax and documentary stamp tax on property transactions in Santa Cruz.

Residential
₱6,342
/sqm
Commercial
₱39,615
/sqm
Industrial
-
Estimate Your Property Tax in Santa Cruz

Calculate capital gains tax (CGT) and documentary stamp tax (DST) based on BIR zonal values.

Based on Santa Cruz barangay-level residential value of ₱6,342/sqm

Zonal Basis
₱634,200
100 sqm x ₱6,342
Capital Gains Tax (6%)
₱38,052
Documentary Stamp Tax (1.5%)
₱9,513
Estimated Total (CGT + DST)
₱47,565

This is an estimate based on the BIR zonal value only. Actual taxes are computed on the selling price, fair market value, or zonal value, whichever is highest. Transfer tax (varies by LGU) and other fees are not included. Consult a licensed tax professional for exact computations.

Zone Type Distribution

Residential19 of 33 streets (57.6%)
Commercial13 of 33 streets (39.4%)

Street Rankings

Top 5 Highest Residential
  1. 1.DIMASALANG ST(STA. CRUZ PORO – BARLIN ST)₱8,500/sqm
  2. 2.J. HERNANDEZ AVE.(ARANA ST. – STA. CRUZ PROPER ST.)₱8,500/sqm
  3. 3.P DIAZ STREET(BAGONG LIPUNAN – BARLIN ST)₱8,500/sqm
  4. 4.P SANTOS ST(STA.CRUZ PROPER–NAGA MODERN SUBD)₱8,500/sqm
  5. 5.ARANA ST(STA. CRUZ PORO – J. HERNANDEZ AVE.)₱7,000/sqm
Top 5 Most Affordable
  1. 1.ALL OTHER LOTS(STA. CRUZ PORO – BARLIN ST)₱4,000/sqm
  2. 2.SITIO PARAISO(STA. CRUZ PORO – BARLIN ST)₱4,500/sqm
  3. 3.BERNARDO COMPOUND, FERNANDEZ SUBD, VICENTE HERNANDEZ SUBD₱4,500/sqm
  4. 4.BAYAWAS STREET(INTERIOR LOTS)₱5,000/sqm
  5. 5.ARCO INVESTMENT CORP₱5,000/sqm
Top 3 Commercial Streets
  1. 1.ARANA ST(BARLIN ST – E. ANGELES ST)₱50,000/sqm
  2. 2.ARANA ST(J. HERNANDEZ AVE. – BARLIN ST)₱50,000/sqm
  3. 3.GEN. LUNA ST EXT(P. BURGOS ST – ARANA ST)₱50,000/sqm

Streets by Vicinity

STA. CRUZ PORO – BARLIN ST
5 streets|Avg ₱6,200/sqm
  • DIMASALANG ST₱8,500
  • STA. CRUZ PROPER₱7,000
  • TALISAY STREET₱7,000
  • SITIO PARAISO₱4,500
  • ALL OTHER LOTS₱4,000
J. HERNANDEZ AVE. – BARLIN ST
2 streets|Avg ₱7,000/sqm
  • ARANA ST-
  • BAGONG LIPUNAN ST.₱7,000
BARLIN ST – E ANGELES ST
2 streets
  • DIMASALANG ST-
  • P DIAZ STREET-
Streets
33
Median Residential
₱7,000
Residential Range
₱4,000-₱8,500
Avg Commercial
₱39,615

Zonal Values by Street

LocationResidentialCommercialIndustrial
Santa Cruz---
↳ ATENEO AVENUE(BAGUMBAYAN ST-PSANTOS ST)
-₱15,000-
↳ ARANA ST(BARLIN ST – E. ANGELES ST)
-₱50,000-
↳ ARANA ST(J. HERNANDEZ AVE. – BARLIN ST)
-₱50,000-
↳ ARANA ST(STA. CRUZ PORO – J. HERNANDEZ AVE.)
₱7,000--
↳ BAGONG LIPUNAN ST.(J. HERNANDEZ AVE. – BARLIN ST)
₱7,000--
↳ BAYAWAS STREET(LOOBAN 8 – STA. CRUZ PORO ST.)
₱7,000--
↳ BAYAWAS STREET(INTERIOR LOTS)
₱5,000--
↳ BARLIN ST(P. BURGOS ST – P. DIAZ)
-₱45,000-
↳ BARLIN ST(P DIAZ ST – PAZ ST)
-₱25,000-
↳ DIMASALANG ST(BARLIN ST – E ANGELES ST)
-₱25,000-
↳ DIMASALANG ST(STA. CRUZ PORO – BARLIN ST)
₱8,500--
↳ GEN. LUNA ST EXT(P. BURGOS ST – ARANA ST)
-₱50,000-
↳ J. HERNANDEZ AVE.(P. BURGOS ST. – ARANA ST.)
-₱50,000-
↳ J. HERNANDEZ AVE.(ARANA ST. – STA. CRUZ PROPER ST.)
₱8,500--
↳ ELIAS ANGELES ST(KINASTILLOHAN ST – P DIAZ ST)
-₱50,000-
↳ ELIAS ANGELES ST(P. DIAZ ST-PAZ ST)
-₱40,000-
↳ P. BURGOS ST(J. HERNANDEZ AVE. – E. ANGELES ST.)
-₱50,000-
↳ P DIAZ STREET(BARLIN ST – E ANGELES ST)
-₱40,000-
↳ P DIAZ STREET(BAGONG LIPUNAN – BARLIN ST)
₱8,500--
↳ P SANTOS ST(STA.CRUZ PROPER–NAGA MODERN SUBD)
₱8,500--
↳ PAZ STREET(E. ANGELES ST – BARLIN ST)
-₱25,000-
↳ STA. CRUZ PORO ST(ARANA ST – STA. CRUZ PROPER)
₱7,000--
↳ STA. CRUZ PROPER(STA. CRUZ PORO – BARLIN ST)
₱7,000--
↳ TALISAY STREET(STA. CRUZ PORO – BARLIN ST)
₱7,000--
↳ SITIO PARAISO(STA. CRUZ PORO – BARLIN ST)
₱4,500--
↳ ALL OTHER LOTS(STA. CRUZ PORO – BARLIN ST)
₱4,000--
↳ ARCO INVESTMENT CORP
₱5,000--
↳ J HERNANDEZ SUBD
₱5,500--
↳ JOLLY NEIGHBORS
₱5,000--
↳ NAGA MODERN SUBD
₱5,500--
↳ PRIETO SUBD
₱5,500--
↳ BERNARDO COMPOUND, FERNANDEZ SUBD, VICENTE HERNANDEZ SUBD
₱4,500--
↳ BAYAWAS STREET(ARANA IGUALDAD ST)
---

Frequently Asked Questions about Santa Cruz

What is the BIR zonal value in Santa Cruz, City of Naga?
The barangay-level residential zonal value in Santa Cruz is ₱6,342 per square meter. At the street level, residential values range from ₱4,000 to ₱8,500/sqm across 33 classified streets. These values are set by BIR RDO 065 (Naga City, Camarines Sur).
Which street has the highest zonal value in Santa Cruz?
DIMASALANG ST has the highest residential zonal value in Santa Cruz at ₱8,500 per square meter. It is located STA. CRUZ PORO – BARLIN ST. This value serves as the minimum taxable base for property transactions on this street.
What is the most affordable zonal value in Santa Cruz?
The most affordable street-level residential zonal value in Santa Cruz is ₱4,000/sqm, found on ALL OTHER LOTS. It is located STA. CRUZ PORO – BARLIN ST. This is the lowest BIR-assessed minimum value for residential property in this barangay.
How much is the capital gains tax for property in Santa Cruz?
Use the tax estimator above to calculate based on your specific street and property details. As a reference, based on the barangay-level zonal value of ₱6,342/sqm, a 100 sqm lot would have a CGT of approximately ₱38,052 and a DST of approximately ₱9,513. Note: actual tax is computed on the selling price or fair market value, whichever is higher than the zonal value.
How many streets have BIR zonal values in Santa Cruz?
There are 33 streets with published BIR zonal value classifications in Santa Cruz, City of Naga. The breakdown by zone type: 19 residential (57.6%), 13 commercial (39.4%).
What is the commercial zonal value in Santa Cruz?
The barangay-level commercial zonal value in Santa Cruz is ₱39,615 per square meter. At the street level, commercial values go up to ₱50,000/sqm. Commercial zonal values are typically higher than residential values and apply to properties in commercially zoned areas.

Other Barangays in City of Naga

AbellaBagumbayan NorteBagumbayan SurBalatasCalauagCararayan
About These Values

These zonal values are published by BIR RDO 065 (Naga City, Camarines Sur) and represent the minimum taxable value per square meter for properties in Santa Cruz, City of Naga.

When computing taxes, the BIR uses whichever is higher: the selling price/fair market value or the zonal value. These values are used for:

  • Capital Gains Tax (6%)
  • Documentary Stamp Tax (1.5%)
  • Transfer Tax (varies by LGU)

Data Source: Bureau of Internal Revenue (BIR), Philippines

Legal Basis: Section 6(E) of NIRC of 1997, as amended by RA 10963 (TRAIN Law)

BIR Zonal Values Page

Data extracted from official BIR zonal value schedules. For official purposes, verify with BIR directly.